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30-Jun-2017 14:13

He booked doctors’ appointments there, skipping the chaotic lines for which Chinese hospitals are famous.

He added friends in Alipay’s built-in social network.

When Liu went on vacation with his fiancée (now his wife) to Thailand, they paid at restaurants and bought trinkets with Alipay.

He stored whatever money was left over, which wasn’t much once the vacation and car were paid for, in an Alipay money market account.

Facebook knows if you like Tasty cooking videos or Breitbart News.

Uber knows where you go and how you behave en route.

One day a new icon appeared on Liu’s Alipay home screen. The name, like that of Alipay’s parent company, evoked the story of Ali Baba and the 40 thieves, in which the words magically unseal a cave full of treasure.

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Before FICO, credit bureaus relied in part on gossip culled from people’s landlords, neighbors, and local grocers.

If you live in the United States, you are by now accustomed to relinquishing your data to corporations.



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